Home Movers

 

If you are looking to move home, the first thing you should consider is how much your existing property is worth. To get a realistic valuation of your home we recommend that you invite three Estate Agents to assess the value and ask them to confirm their valuation in writing to you. Once you have all three valuations you should take an average of the three and in most cases this will be a fair indication of what you should expect to achieve if you decide to sell.

 

A growing number of people now choose to keep their existing property as a long term investment. If you believe that your property would rent easily this might be something you wish to explore. Once again we recommend that you obtain three valuations for rental purposes and take an average of the three. This type of transaction is known as “let to buy”.

 

Your Existing Mortgage?

 

If you already have a mortgage this is the time to dig out your original mortgage offer or contact your lender as you will need to obtain the following information:

 

How much is outstanding
What interest rate is being charged
When does the existing deal end
Are there any early repayment charges
Is the current mortgage portable, i.e. can it be transferred to another property

Initial Advice:

 

Armed with the above information this is the ideal time to contact Plus 4 Financial Services. We will discuss how much you might be able to borrow towards your onward purchase and answer any questions you have about the moving process.